Nagad Deposits & Withdrawals — A Simple Guide

Nagad works much like bKash and is a solid second wallet to keep on hand. Having two funded wallets means that if one is briefly down for maintenance, you are not locked out of depositing or cashing out.

Depositing with Nagad

Pick Nagad in the cashier, enter the amount, then Send Money to the merchant number using the reference note exactly as shown. Deposits usually credit within a minute or two. As with any wallet, copy the reference precisely and do not adjust the amount.

Withdrawing to Nagad

Request the payout to the same Nagad number you deposited from — mismatched numbers are a common cause of rejections. First withdrawals wait on identity verification, and payouts are typically processed within a few hours to a day depending on review load.

Avoiding delays

Keep your Nagad name matching your account name, verify your NID early, and hold onto transaction IDs until the balance settles.